Privacy Policy

1. Introduction and Scope

Robinson Global Consulting, LLC, a Maryland limited liability company, doing business as "Retired and Realizing" ("Company," "RNR," "we," "us," or "our"), respects your privacy. This Privacy Policy explains what personal information we collect through retiredandrealizing.com and related channels (collectively, the "Service"), how we use and share it, and the choices and rights available to you.

This Privacy Policy does not apply to our free Facebook Group, which is hosted entirely on Meta's platform and governed by Meta's own privacy policy.

2. Information We Collect

Information You Provide Directly:

• Sign up for our email newsletter (your name, if provided, and your email address)
• Submit our contact form (typically your name, email address, and message content)
• Request or download a free resource, guide, or workbook
• Submit a "Suggest a Resource" form
• Otherwise communicate with us directly

Information Collected Automatically: Like most websites, our hosting and web infrastructure may automatically log limited technical information when you visit the Service, such as your IP address, browser type, device type, and pages visited.

Information We Do Not Currently Collect: As of the date of this Privacy Policy, the Service does not include an on-site account system, checkout, or payment processor, so we do not currently collect passwords or payment card information through retiredandrealizing.com.

3. How We Use Your Information

We use the personal information described above to:

• Respond to your inquiries submitted through the contact form
• Send you the newsletter and related email communications
• Deliver the free resources, guides, or workbooks you request
• Consider resources you suggest for potential inclusion on the Service
• Operate, maintain, and improve the Service
• Communicate with you about updates to the Service
• Comply with legal obligations and enforce our Terms and Conditions

4. Email Communications and Your Choices

By signing up for our newsletter or submitting the contact form, you consent to receive email communications from us in compliance with the CAN-SPAM Act. Every marketing email we send includes an unsubscribe link, and you may opt out of marketing communications at any time by using that link or by emailing support@retiredandrealizing.com.

Opting out of marketing emails does not prevent us from sending you transactional or administrative messages directly related to an inquiry you've submitted.

5. How We Share Your Information

We do not sell your personal information. We share personal information only in the following circumstances:

• Service providers: We use third-party vendors to help us operate the Service, including GoHighLevel for CRM and email automation, and our website hosting provider.
• Legal requirements: We may disclose personal information if required to do so by law, subpoena, or other legal process.
• Business transfers: If Robinson Global Consulting, LLC is involved in a merger, acquisition, or sale of assets, personal information may be transferred as part of that transaction.
• With your consent: We may share information in other ways with your consent or at your direction.

6. Data Retention

We retain personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy — for example, for as long as you remain subscribed to the newsletter, or for a reasonable period after you submit a contact form inquiry — unless a longer retention period is required or permitted by law. You may request deletion of your information at any time.

7. Cookies and Tracking Technologies

Our website hosting platform may use cookies or similar technologies necessary for the site to function. If analytics or advertising cookies become active on this site, this section will be expanded to describe those tools and provide opt-out mechanisms where required by law.

8. Your Privacy Rights

General Rights: Regardless of where you live, you may contact us at support@retiredandrealizing.com to request that we: (a) tell you what personal information we hold about you; (b) correct inaccurate information; (c) delete your personal information; or (d) stop using your information for marketing purposes.

Maryland Residents: If you are a Maryland resident and Robinson Global Consulting, LLC is subject to the Maryland Online Data Privacy Act (MODPA), you have the right to confirm whether we process your personal data, access, correct, and delete your personal data, obtain a portable copy of your data, and opt out of processing for targeted advertising or profiling.

California Residents: If you are a California resident and the California Consumer Privacy Act (CCPA) applies to Robinson Global Consulting, LLC, you have the right to know what personal information we collect, request deletion, correct inaccurate information, and opt out of the sale or sharing of personal information.

Other U.S. States: Residents of other states with comprehensive privacy laws may have similar rights to access, correct, delete, and opt out of certain processing of their personal information.

9. The Facebook Group and Other Third-Party Platforms

Our free Facebook Group, and our presence on TikTok, Instagram, and other social platforms, are governed by those platforms' own privacy policies, not this one. Any information you share on those platforms is collected and processed by that platform according to its own practices, which we do not control. We encourage you to review Meta's, TikTok's, and Instagram's privacy policies directly.

10. Children's Privacy

The Service is not directed to children under the age of 18, and we do not knowingly collect personal information from anyone under 18. If we learn that we have inadvertently collected personal information from a minor, we will delete it promptly.

11. Data Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, use, or disclosure. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.

12. International Users

The Service is directed primarily at residents of the United States. If you access the Service from outside the United States, your information will be transferred to and processed in the United States, which may have different data protection laws than your country of residence.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make a material change, we will provide notice by posting the updated policy on the Service and updating the "Last Updated" date above, and, where required by law, by providing additional notice such as an email to newsletter subscribers.

14. Contact Us

If you have questions about this Privacy Policy or wish to exercise any of the rights described above, please contact us: